Mold Lawsuit Settlements Florida

Mold Law Firms in Florida

Florida Mold lawyers – Florida Mold Attorneys – Florida Mold Law Firms

Have you been dealing with issues related to toxic mold in Florida and are flat out sick and tired of dealing with all of the proverbial red tape of even attempting to provoke a response from the powers that be?

If you answered yes to the above question, rest assured, we are very familiar with you and your loved one’s situation, and can relate. As we have been in the environmental industries for well over 30 years, we have seen many horrific cases and projects and let’s just say we will leave it at that for now.

Whatever your case may be, or think you may have; if the situation has come to a point where it can not be resolved with some humanity, by all means, feel free to contact legal assistance.

Mold-Related Settlements Across Florida

Florida Mold Lawsuits, Claims, and Legal Outcomes

Mold-related settlements in Florida have become increasingly common due to the state’s humid climate, aging housing stock, frequent water damage events, and ongoing disputes involving insurance coverage, landlord responsibilities, and improper remediation.

While Florida does not have a single statute governing “toxic mold,” mold-related settlements typically arise from violations of existing Florida laws, building codes, insurance policies, and habitability standards.

This page provides general educational information about how mold settlements occur in Florida, what types of cases lead to compensation, and which parties may be held liable.

What Is a Mold-Related Settlement?

A mold-related settlement is a financial resolution reached between parties—often without a trial—to compensate for damages caused by mold exposure or mold-related property damage. Settlements may occur during:

  • Insurance claim disputes
  • Landlord–tenant conflicts
  • Construction defect cases
  • Personal injury claims
  • Negligent mold remediation cases

Settlements can involve:

  • Repair and remediation costs
  • Temporary relocation or loss of use
  • Medical expenses
  • Property damage
  • Legal fees
  • Pain and suffering (in limited circumstances)

Common Types of Mold-Related Settlements in Florida

1. Mold Insurance Claim Settlements

Many Florida mold settlements stem from homeowners or renters insurance disputes, including:

  • Denied or underpaid mold claims
  • Disagreements over cause of loss (sudden vs. long-term water damage)
  • Coverage limits or mold exclusions
  • Improper claim handling or delays

Florida insurers are required to follow good faith claims handling standards, and violations may lead to negotiated settlements or litigation outcomes.

2. Landlord–Tenant Mold Settlements

Florida landlords are legally required to provide safe and habitable living conditions. Mold-related settlements may occur when:

  • A landlord fails to address known moisture or mold problems
  • Repairs are unreasonably delayed
  • Tenants experience health symptoms or property damage
  • Units are deemed uninhabitable

These cases are often resolved through:

  • Rent abatements
  • Lease termination agreements
  • Remediation and repair compensation
  • Relocation costs

3. Construction Defect & Builder Negligence Settlements

Mold settlements may also arise from:

  • Improper window, roof, or siding installation
  • Defective plumbing or drainage systems
  • Poor ventilation or HVAC design
  • Use of moisture-prone building materials

Developers, contractors, or subcontractors may be held liable when construction defects lead to chronic moisture intrusion and mold growth.

4. Mold Exposure & Personal Injury Settlements

Although more complex, some Florida cases involve health-related claims, particularly when:

  • Mold exposure is prolonged or severe
  • Vulnerable individuals are affected (children, elderly, immunocompromised)
  • Medical documentation supports exposure-related illness

These cases often require:

  • Expert testimony
  • Licensed mold assessments
  • Medical records and environmental reports

5. Improper or Negligent Mold Remediation Settlements

Settlements may also occur when:

  • Unlicensed contractors perform mold work
  • Cross-contamination spreads mold further
  • Containment protocols are ignored
  • Moisture sources are not corrected

Florida law requires mold assessors and remediators to be properly licensed, and violations may significantly increase liability.

Factors That Influence Mold Settlement Amounts in Florida

Every case is different. Settlement values depend on factors such as:

  • Severity and duration of mold exposure
  • Size of affected area
  • Documentation and professional reports
  • Health impacts and medical evidence
  • Insurance policy language
  • Compliance with Florida licensing laws
  • Evidence of negligence or prior knowledge

There is no guaranteed settlement amount, and outcomes vary widely based on facts and legal strategy.

Florida Laws Commonly Referenced in Mold Settlements

Mold-related settlements often reference:

  • Florida Statutes Chapter 468 (Mold Assessor & Remediator Licensing)
  • Florida Landlord–Tenant Law (Chapter 83)
  • Florida Building Code requirements
  • Florida insurance bad faith statutes
  • Florida Department of Health guidance on mold and indoor air quality

Official Florida Resources Related to Mold Claims & Settlements

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